It can be difficult for a homeowner (or a novice homeowner’s insurance inspector) to tell the difference between hail damage vs blistering on a roof. While both of these issues indicate a damaged roof, knowing the difference between hail damage vs blistering can make a big difference when it comes to an insurance claim.
Hail damage is caused by the external impact of hail hitting your roof. Blistering is caused by internal issues in your roof. Both of these types of damage to your roof can look similar, but they have different causes. An experienced roofing contractor can tell the difference during a free roof inspection and document observed roof conditions and damage.
A popped blister to a shingle can mimic the look of hail damage. If an insurance inspector looks for blistering, they could see hail damage and assume it’s shingle blistering. Since blistering is unrelated to storm damage, insurance may choose not to cover it.
The reason that insurance will rarely cover blistering is that it is typically caused by a defect in the shingle caused by a manufacturing issue.
Shingle blistering can be caused by leftover hydrocarbons in the asphalt bitumen. These leftover hydrocarbons are the result of imperfections in the crude oil refinement process. They can cause micro-explosions that kick off the granules from the shingle. This type of damage usually occurs within the first year.
Another reason blistering may occur is improper ventilation. This is the single most common reason for blistering of shingles. Ventilation is needed from the eaves to the ridge and at the proper capacity or heat becomes trapped. Proper installation of a roof ventilation system can prevent blistering from this cause.
When the shingles on a roof blister, roofers notice that not all of the blisters will pop to mimic hail damage. Some just bubble and stay that way. If your roof has no bubbles, it’s an indicator that the damage is from hail and not blistering. Experienced roofers performing an inspection after a storm will look for evidence of a direct and forceful impact to verify hail damage.
Blistering will show a different type of damage that may appear, by the untrained eye, similar to that of hail damage. They almost always happen early in a roof’s life. In order to rule out blistering from a manufacturing defects or improper ventilation, we can demonstrate a lack of the following:
If you get free annual roof inspections and your roof isn’t new, the documentation provided each year can help document the condition of the roof over time and when damage was first observed.
Hailstones can range in size from tiny pea-sized stones to hailstones that are larger than golf balls. Hail season in Dallas lasts throughout the spring from March until May with an average of 10 and 20 hail storms each year. Supercell thunderstorms can also produce the largest hailstones because of their strong updrafts.
The best way to protect yourself from paying out of pocket for hail damage is to get a free roof inspection. By documenting your roof’s condition before storm season, you may have records showing the condition of the roof prior to a storm event.
Not all insurance policies cover hail damage. Be sure to check your policy to make sure you have coverage for hail damage.
New View Roofing is a locally and veteran-owned roofing business in Dallas with over 25 years of experience in roofing and home remodeling. We offer free annual roof inspections as well as free inspections after your home his hit by a storm. Our team of contractors is knowledgeable and skilled in identifying hail damage vs blistering and can inspect your roof, document observed roof conditions and damage, and provide repair recommendations and estimates.
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